Page 1 Page 2 Page 3 Page 4 Page 5 Page 6 Page 7 Page 8 Page 9 Page 10 Page 11 Page 12 Page 13 Page 14 Page 15 Page 16 Page 17 Page 18 Page 19 Page 20 Page 21 Page 22 Page 23 Page 24 Page 25 Page 26 Page 27 Page 28 Page 29 Page 30 Page 31 Page 32 Page 33 Page 34 Page 35 Page 36 Page 37 Page 38 Page 39 Page 40 Page 41 Page 42 Page 43 Page 44 Page 45 Page 46 Page 47 Page 4811 Online: www.AssabetAfterDark.com / Call: 508-263-9651 SUBJECT MATTER Accounting and Bookkeeping Basics 10 Tuesdays, 6 - 8:30pm, Sept. 20 - Nov. 22 • $299 BF09-F16 Learn basic accounting theory and application from the first transaction through the post-closing trial balance.  Some of the topics included are business transactions and changes, debits and credits, posting to a general ledger, and financial statements.  You will begin each class by examining a new accounting theory or rule and then complete activities to apply what you have learned. In order to reinforce concepts and accounting procedures, you will keep the books for a simulated business. The instructor is sensitive to the homework capabilities of working adults.  Textbook Required:  Information provided on our web site and in your confirmation email. Instructor: Gary Thurston Bitcoin for Beginners Wednesday, 6 - 9pm, Oct. 5 • $45 BF20-F16 A fast-paced introduction to the world of Bitcoin, Cryptocurrency and The Blockchain. More than just a fad or an underworld, Bitcoin is becoming business friendly and is at the heart of thousands of entrepreneurial ventures. Investor interest is sizzling. But what is Bitcoin? Why it is valued, and how can governments maintain control? How can something that is not backed by a government, a promise or a precious metal be worth anything? How do early adopters classify Bitcoin? Is it an investment asset? A money transfer mechanism? The money itself or is it just a pyramid scheme? From Aristotle to Satoshi offers a whirl-wind course in economics that yields a gut-level understanding of new monetary mechanisms. Confronting Bitcoin pushes students to reflect on the dynamics of supply-and-demand, what makes an asset, and what makes an asset into a functional currency.  Instructor: Philip Raymond Foundations of Investing Thursday, 6:30 - 8:30pm, Oct. 22 • $55 BF14-F16 Whether you are new to investing or need a refresher, learn from an experienced professional.  After this seminar, you will be able to understand the key features of bonds, stocks and mutual funds; the importance of asset allocation; and the impact of inflation on your long term goals. There will be plenty of time for questions. Instructor: Michael Lashua Corporations and LLCs Wednesday, 6:30 - 9:30pm, Oct. 12 • $55 BF04-F16 Are you currently running your own business or starting to think about it?  Have you thought about the risk?  You might benefit from incorporating or becoming a limited liability company (LLC). Small or big, a corporation or LLC can provide plenty of protection, peace of mind, and other benefits. This seminar will help you decide whether Corporation or LLC is right for you. Topics include but are not limited to advantages of forming a corporation or a limited liability company (LLC) and how to decide between them, protecting your personal and business assets, how each entity is taxed and what a Subchapter S corp really is and how it differs from an LLC. Instructor: Pamela Sager Essential Practices for the Successful Landlord 2 Wednesdays, 6:30 - 9:30pm, Oct. 12 - Oct. 19 • $99 BF05-F16 Owning and managing residential properties can be financially rewarding but can also become very challenging and stressful if not run and handled properly like the business that it is. Being an informed and knowledgeable landlord will increase your chances of success. You will be guided through the entire rental process in this course.  It will include almost every step, procedure, and situation you may encounter such as rental applications; fair housing laws; screening prospective tenants; maintenance and repairs; proper rent increase notices; security deposits vs. last month’s rent; Chapter 93A - MA Consumer Protection Law; responsibility for utilities; and rent escrowing, non-payment of rent, and evictions. You will also learn the “Income Approach” to evaluate and determine the value of rental properties that you are considering purchasing or selling.   Instructor: Jo-Ann Szymczak How to Get Debt Free! Tuesday, 6:30 - 9:30pm, Oct. 25 • $55 BF15-F16 If you have debt payments of any kind you should attend.  Eliminate credit cards in 1 to 4 years and your 30 year mortgage in only another 3 to 6.  Learn a simple guaranteed system to eliminate all debt with your current income. Bring a list of debts along with minimum monthly payments and a calculator - you will develop your own debt elimination plan that  you can implement immediately into your life style.  Credit Report issues including easy methods to monitor, avoid identification theft and improve your credit scores are also covered. Reduce your stress and become debt free! An optional text is available in class for $49.     Instructor: Tim Schnelle Continued… BUSINESS & FINANCE